Low Interest Credit Card (Finance)

2008-12-29 03:49:08

Can any advise on how to get a lower interest rate on my MBNA credit card?

I have had a credit card with MBNA for a couple of years now it started on a 0% interest balance transfer but they have kept increasing the interest rate so it is now 34% as a result I am barely paying anything off each month after they have taken the interest, I don't think the option of another balance transfer is open to me as the balance is quite large, but I wanted to know if anyone had any advice on how to go about asking them to lower the interest rate to something more manageable?

Answer (by mjghunter):
Look for a balance transfer for try to get a personal loan at a local bank. Cut up the card and never use it again.

2007-04-15 21:02:11

I want to apply for credit card that has low interest rate and can be trusted. I live in the Philippines.?

this is my first time to apply and i don't wanna get wrong. I shall be using this for my online tutorial class in visual foxpro. i beg u to help. thanks

Answer (by brian t):
It looks like your request has attracted some spam adverts! Your best way to get a credit card is to go to a local bank with a good reputation. I would avoid online only companies. The bad news is all credit card companies charge high rates of interest. Good luck with your studies.

2007-03-13 14:43:29

where can i get low interest rate for transfer my credit card balance pls?

hi there,pls help me..................i have credit card and balance is £5000.........!i m just paying now only minimum payment because i cant pay more then that :( and its with egg card,they charge 16% :( pluse my credit score is v down now because short of money :( pls tell me what shell i do or there anyway i can change my credit card with low rate rather then i pay 16% pls?or 0%................but if i apply some where they declined me.............pls help me? thanks

Answer (by jazzski40):
try www.moneysupermarket.co.uk or similar. your best bet is to go for a low interest for life balance at around 4.75% and try a couple rather than all in one go as that might put lenders off.. hope thats helps xx

2006-11-16 22:42:26

which credit card in the uk has the lowest interest rate?

Answer (by katie):
Credit Cards from your own bank are usually the best. They know your financial situation better than any, and because of this, aim to find a card with interest rates that suit your needs more specifically.